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1. THE INSURANCE COMPANY IS NOT YOUR
FRIEND.
If you’ve been hurt in an accident it’s important to understand
the “real” agenda of the insurance company in your case. First,
understand the insurance company is not your friend, they are
not looking out for you, they are only looking out for their own
interests. See, insurance companies exist for one purpose only,
to make money. Insurance companies make money by selling
insurance and receiving premium payments, they then invest this
money and make even more money. Insurance companies lose money
by paying out benefits (money) to people hurt in accidents
caused by the people they insure. Since you are one of those
people who want the insurance company to pay you money you
represent a potential loss to the insurance company and
insurance companies hate losses, cause that really sets back
that whole “exist only to make money” thing. Never forget these
simple facts, they are the basis for everything the insurance
company does, they have only one goal, that is to close your
case without paying you anything or if they have to pay you
something, to pay you as little as possible.
2. INSURANCE COMPANIES PAY ALMOST THREE TIMES MORE MONEY IN CAR
ACCIDENT CASES WHEN THE INJURED PERSON IS REPRESENTED BY A
LAWYER.
This fact comes straight out of an insurance company’s training
manual. While the manual was primarily talking about car
accident cases, we believe it applies to most personal injury
cases also. Paying three times more money to injured people who
have retained legal counsel certainly explains why so much of an
insurance adjuster’s time is spent trying to discourage accident
victims from talking to lawyers. When you think about it, it
makes sense, of course people without representation who have
essentially no knowledge or experience about personal injury
law, won’t be able to negotiate nearly as effectively as a
trained, attorney. Since insurance company’s sole reason to
exist is to make money, it’s clear that keeping injured people
and lawyers apart makes good business sense for them but not for
you.
3. HIRING A LAWYER DOESN’T MEAN YOUR CASE WILL TAKE YEARS TO BE
SETTLED OR MEAN YOU WILL HAVE TO GO TO COURT.
A lot of people think that hiring a lawyer delays the legal
process so that their case will take years to be completed. The
truth is, this is usually not the case. At Brown & Crouppen most
accident cases are finished in one year or less. We usually
figure that a case will be all done within 60 to 120 days after
we receive your final medical records. As far as your fear of
having to go to court, don’t worry, it is rare that any Brown &
Crouppen client will ever have to go to court or even sit for a
deposition. Through a lot of hard work we have developed a
reputation in the legal community that allows us to fairly
settle most of our cases without the needing to subject our
clients to these unpleasant parts of our legal system. In short,
don’t worry, your case will probably be settled favorably in
months not years and very few Brown & Crouppen clients ever have
to appear in court.
4. YOU DON’T HAVE FOREVER TO TAKE CARE OF YOUR ACCIDENT CASE.
Unfortunately, this is the case. There are definite time limits
in taking care of your case. These time limits are called
statutes of limitations and if you wait past the time set out in
the statute your case is over, forever, regardless if you have
gotten any money or not. Don’t let this happen to you. If you
have an accident, don’t wait until it’s too late, call Brown &
Crouppen now.
5. IT DOES NOT COST YOU ANY MONEY IN ADVANCE TO GET A LAWYER IN
AN ACCIDENT CASE.
At Brown & Crouppen our policy in accident cases, as well as
our other injury cases, is that we never charge you any “in
advance” legal fee. The only way you ever pay any legal fees or
expenses is at the conclusion of your case and then only out of
the money we were able to recover. If we are unsuccessful and no
money is collected then any costs we incurred is our expense and
of course you owe us nothing for our time. We believe we should
make money only after we make you money. That’s why it doesn’t
cost you any money in advance to get a lawyer in an accident
case.
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